Why
it’s a good idea to use your dental insurance before the end of the
year

Our friend, Tammy Davenport, a guide for the About.com Dentistry section,
wrote a post recently to remind us that it’s a good idea to use our dental
insurance for individuals before the end of the year.  If you’re lucky
enough to have an affordable dental
insurance plan (sadly 100+ million Americans don’t), then you’ll appreciate
her post entitled “5 Reasons to
use Your Dental Insurance Before the End of the Year.”

5 Reasons

In short, the reasons she states for using your dental insurance before the
end of the year are as follows:

• Yearly Maximum – unused benefits do not typically rollover,
  so you should try to meet your annual maximum if possible.
• Deductibles – This could increase next year, so using your
  insurance now will ensure that you’ve locked in the current deductible until the
  end of the year.
• Premiums – You’re paying your premiums right? Most people
  pay them through via employment benefits. Why not take advantage of your
  benefits? Besides, regular visits to the dentist(2x per year) is recommended.
  So, go.
• Dentist Fee Increases – This is no shocker, and is likely
  given the current state of the economy. Dentists may increase fees for services
  next year, so take advantage of their current fees before the end of the
  year.
• Dental Problems Could Worsen – You may not think you have
  any dental problems right now, but unless you visit a dentist, you don’t know.
  Why take the chance that a possible condition right now could turn into
  something much more serious, and expensive, later?

To visit the original article written by Tammy Davenport, you can read it
here